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Flexible Expansion Capital for LedgerWay Clients
Flexible Expansion Capital for LedgerWay Clients
Flexible Expansion Capital for LedgerWay Clients
LedgerWay has partnered with Homegrown to give our clients access to fast, flexible growth financing — without the friction of traditional bank loans. As a LedgerWay client, you get exclusive rates and a streamlined application backed by your existing financial data.
LedgerWay has partnered with Homegrown to give our clients access to fast, flexible growth financing — without the friction of traditional bank loans. As a LedgerWay client, you get exclusive rates and a streamlined application backed by your existing financial data.
Up to $3M
Up to $3M
Substantial growth capital
Substantial growth capital
Keep Equity
Keep Equity
100% founder ownership
100% founder ownership
Apply Now
Apply Now
Built for Businesses Like Yours
Built for Businesses Like Yours
Built for Businesses
Like Yours
LedgerWay chose Homegrown because their model is designed for operators who've already done the hard work — your financials speak for themselves.
LedgerWay chose Homegrown because their model is designed for operators who've already done the hard work — your financials speak for themselves.
LedgerWay chose Homegrown because their model is designed for operators who've already done the hard work — your financials speak for themselves.
Keep your Equity
Stay in control of your company and your vision.
No Personal Guarantees
Transparent pricing with no origination fees, prepayment penalties, or surprise charges.
Large Checks
Supporting local businesses and communities. Your success is our success.
Longer Terms
No complicated paperwork. Accept your offer online and get back to running your business.
Keep your Equity
Get the capital you need without giving up ownership or control.
No Personal Guarantees
No origination fees, prepayment penalties, or surprise charges.
Large Checks
Access the funding you actually need to grow, not just a fraction of it.
Longer Terms
Accept your offer online and get back to running your business.
Keep your Equity
Get the capital you need without giving up ownership or control.
No Personal Guarantees
No origination fees, prepayment penalties, or surprise charges.
Large Checks
Access the funding you actually need to grow, not just a fraction of it.
Longer Terms
Accept your offer online and get back to running your business.
Homegrown is the Goldilocks financing
solution between MCA’s and the SBA
Homegrown is the Goldilocks financing
solution between MCA’s and the SBA
Homegrown is the Goldilocks financing solution between
MCA’s and the SBA
When you need a just right financing solution.
When you need a just right financing solution.
When you need a just right financing solution.
*All math above is shown without up-front fees
*All math above is shown without up-front fees
*All math above is shown without up-front fees
Our Products
Expansion
Open or acquire new locations without giving up equity or personal guarantees.
We provide growth capital on expected 3-5 year terms that preserve your cash flow.
Bridge
Get your tenant improvement dollars now, before your landlord reimburses you.
We’ll front your buildout costs so you're not waiting months for landlord reimbursement.
FAQs
What is Homegrown and how does it work?
Homegrown provides brick-and-mortar businesses with upfront capital for growth. Instead of fixed monthly payments, we're repaid through a percentage of your monthly sales. This means your payments flex with your revenue. When sales are strong, you pay more; when they're slower, you pay less. We succeed when you succeed.
What are the qualification requirements?
We work with established brick-and-mortar businesses that meet the following criteria:
2+ existing locations
3+ years in operation
Sufficient free cash flow to comfortably support repayment
We carefully structure deals to support your growth, not
strain your finances.
How does the repayment process work?
It's straightforward and transparent:
We integrate with your business to track monthly revenue
Around the 10th of each month, we send you an email with a clear breakdown of your previous month's revenue and the corresponding payment
We automatically draft the payment based on the agreed percentage
Plus, if you choose to pay off your balance early, you'll receive a discount.
Why choose Homegrown over a traditional bank loan?
Speed: We move much faster than banks
Flexibility: Less stringent requirements and no personal guarantee needed
Alignment: Payments adjust with your revenue, not against it
Service: We pride ourselves on responsive, personalized customer support
For most businesses, timing is everything. When you need capital to seize an opportunity, we're here for you.
Where's the catch?
There isn't one. We built Homegrown because we believe in brick-and-mortar businesses and saw a gap in the market. Traditional banks are slow and often inaccessible for growth-stage companies. Our model is designed to align our success with yours—we only win when you win. It's that simple.
FAQs
What is Homegrown and how does it work?
Homegrown provides brick-and-mortar businesses with upfront capital for growth. Instead of fixed monthly payments, we're repaid through a percentage of your monthly sales. This means your payments flex with your revenue. When sales are strong, you pay more; when they're slower, you pay less. We succeed when you succeed.
What are the qualification requirements?
We work with established brick-and-mortar businesses that meet the following criteria:
2+ existing locations
3+ years in operation
Sufficient free cash flow to comfortably support repayment
We carefully structure deals to support your growth, not
strain your finances.
How does the repayment process work?
It's straightforward and transparent:
We integrate with your business to track monthly revenue
Around the 10th of each month, we send you an email with a clear breakdown of your previous month's revenue and the corresponding payment
We automatically draft the payment based on the agreed percentage
Plus, if you choose to pay off your balance early, you'll receive a discount.
Why choose Homegrown over a traditional bank loan?
Speed: We move much faster than banks
Flexibility: Less stringent requirements and no personal guarantee needed
Alignment: Payments adjust with your revenue, not against it
Service: We pride ourselves on responsive, personalized customer support
For most businesses, timing is everything. When you need capital to seize an opportunity, we're here for you.
Where's the catch?
There isn't one. We built Homegrown because we believe in brick-and-mortar businesses and saw a gap in the market. Traditional banks are slow and often inaccessible for growth-stage companies. Our model is designed to align our success with yours—we only win when you win. It's that simple.
Homegrown Products
Homegrown Products
Expansion
Open or acquire new locations without giving up equity or personal guarantees.
Homegrown provides growth capital on expected 3-5 year terms that preserve your cash flow.
Bridge
Get your tenant improvement dollars now, before your landlord reimburses you.
Homegrown will front your buildout costs so you're not waiting months for landlord reimbursement.
FAQs
What is Homegrown and how does it work?
Homegrown provides brick-and-mortar businesses with upfront capital for growth. Instead of fixed monthly payments, we're repaid through a percentage of your monthly sales. This means your payments flex with your revenue. When sales are strong, you pay more; when they're slower, you pay less. We succeed when you succeed.
What are the qualification requirements?
We work with established brick-and-mortar businesses that meet the following criteria:
2+ existing locations
3+ years in operation
Sufficient free cash flow to comfortably support repayment
We carefully structure deals to support your growth, not
strain your finances.
How does the repayment process work?
It's straightforward and transparent:
We integrate with your business to track monthly revenue
Around the 10th of each month, we send you an email with a clear breakdown of your previous month's revenue and the corresponding payment
We automatically draft the payment based on the agreed percentage
Plus, if you choose to pay off your balance early, you'll receive a discount.
Why choose Homegrown over a traditional bank loan?
Speed: We move much faster than banks
Flexibility: Less stringent requirements and no personal guarantee needed
Alignment: Payments adjust with your revenue, not against it
Service: We pride ourselves on responsive, personalized customer support
For most businesses, timing is everything. When you need capital to seize an opportunity, we're here for you.
Where's the catch?
There isn't one. We built Homegrown because we believe in brick-and-mortar businesses and saw a gap in the market. Traditional banks are slow and often inaccessible for growth-stage companies. Our model is designed to align our success with yours—we only win when you win. It's that simple.
FAQs
What is Homegrown and how does it work?
Homegrown provides brick-and-mortar businesses with upfront capital for growth. Instead of fixed monthly payments, we're repaid through a percentage of your monthly sales. This means your payments flex with your revenue. When sales are strong, you pay more; when they're slower, you pay less. We succeed when you succeed.
What are the qualification requirements?
We work with established brick-and-mortar businesses that meet the following criteria:
2+ existing locations
3+ years in operation
Sufficient free cash flow to comfortably support repayment
We carefully structure deals to support your growth, not
strain your finances.
How does the repayment process work?
It's straightforward and transparent:
We integrate with your business to track monthly revenue
Around the 10th of each month, we send you an email with a clear breakdown of your previous month's revenue and the corresponding payment
We automatically draft the payment based on the agreed percentage
Plus, if you choose to pay off your balance early, you'll receive a discount.
Why choose Homegrown over a traditional bank loan?
Speed: We move much faster than banks
Flexibility: Less stringent requirements and no personal guarantee needed
Alignment: Payments adjust with your revenue, not against it
Service: We pride ourselves on responsive, personalized customer support
For most businesses, timing is everything. When you need capital to seize an opportunity, we're here for you.
Where's the catch?
There isn't one. We built Homegrown because we believe in brick-and-mortar businesses and saw a gap in the market. Traditional banks are slow and often inaccessible for growth-stage companies. Our model is designed to align our success with yours—we only win when you win. It's that simple.
FAQs
What is Homegrown and how does it work?
Homegrown provides brick-and-mortar businesses with upfront capital for growth. Instead of fixed monthly payments, we're repaid through a percentage of your monthly sales. This means your payments flex with your revenue. When sales are strong, you pay more; when they're slower, you pay less. We succeed when you succeed.
What are the qualification requirements?
We work with established brick-and-mortar businesses that meet the following criteria:
2+ existing locations
3+ years in operation
Sufficient free cash flow to comfortably support repayment
We carefully structure deals to support your growth, not
strain your finances.
How does the repayment process work?
It's straightforward and transparent:
We integrate with your business to track monthly revenue
Around the 10th of each month, we send you an email with a clear breakdown of your previous month's revenue and the corresponding payment
We automatically draft the payment based on the agreed percentage
Plus, if you choose to pay off your balance early, you'll receive a discount.
Why choose Homegrown over a traditional bank loan?
Speed: We move much faster than banks
Flexibility: Less stringent requirements and no personal guarantee needed
Alignment: Payments adjust with your revenue, not against it
Service: We pride ourselves on responsive, personalized customer support
For most businesses, timing is everything. When you need capital to seize an opportunity, we're here for you.
Where's the catch?
There isn't one. We built Homegrown because we believe in brick-and-mortar businesses and saw a gap in the market. Traditional banks are slow and often inaccessible for growth-stage companies. Our model is designed to align our success with yours—we only win when you win. It's that simple.
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Have questions? Contact us at support@joinhomegrown.com
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Have questions? Contact us at support@joinhomegrown.com
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Have questions? Contact us at support@joinhomegrown.com