We fund the dreams of brick & mortar entrepreneurs without taking equity

We fund the dreams of brick & mortar entrepreneurs without taking equity

We fund the dreams of brick & mortar entrepreneurs without taking equity

Get up to $5m of growth capital in exchange for 1-6% of your monthly sales, without personal guarantees.



Way smoother and friendlier than the banks.
All with a dedicated team member ready to help.

Get up to $5m of growth capital in exchange for 1-6% of your monthly sales, without personal guarantees.


Way faster than the banks.
All with a dedicated team

member ready to help.

Get up to $5m of growth capital in exchange for 1-6% of your monthly sales, without personal guarantees.



Way smoother and friendlier than the banks.
All with a dedicated team member ready to help.

Homegrown is not your typical capital provider

Homegrown is not your typical capital provider

Faster and friendlier than the banks.


Much better terms than the "fast" funding providers. Let's get you a decision within two weeks

Faster and friendlier than the banks.


Much better terms than the "fast" funding providers.

Let's get you a decision within two weeks.

No Personal
Guarantees

No Personal
Guarantees

Large

Checks

Large

Checks

Keep Your

Equity

Keep Your

Equity

Early Payment Discounts

Early Payment Discounts

Homegrown is not your typical capital provider

Faster and easier than the banks.

Better and friendlier terms than
the "fast" funding providers.

No Personal
Guarantees

Large Checks

Keep Your

Equity

Early Payment Discounts

We are proud to support brick & mortar entreprenuers

We are proud to support brick & mortar entreprenuers

How can we help your business grow?

How can we help your business grow?

How can we help your business grow?

Bridge

Bridge

Bridge

Bridge funding for buildouts now, before you get your tenant improvement allowance reimbursed later.

Bridge funding for buildouts now, before you get your tenant improvement allowance reimbursed later.

Bridge funding for buildouts now, before you get your tenant improvement allowance reimbursed later.

Learn more

Learn more

Learn more

Expansion

Expansion

Expansion

Growth capital to help you open 1-3 new locations, with estimated terms usually falling in the 2-5 year range. No balloon payments ever.


Our payments flex with your revenue. If COVID happens again, your payment shrinks.

Growth capital to help you open 1-3 new locations, with estimated terms in the 2-5 year range. No balloon payments ever.


Our payments flex with your revenue. If COVID happens again, your payment shrinks.

Growth capital to help you open 1-3 new locations, with estimated terms usually falling in the 2-5 year range. No balloon payments ever.


And our payments flex with your revenue. If COVID happens again, your payment shrinks.

Scale

Scale

Scale

For established brands that are rapidly scaling location counts and/or want to finance the acquisition of another business.


For example, we helped fund Switchyards' expansion to 22 locations.

Our scale funding supports your
larger growth ambitions by funding 4 or more new locations


For example, we helped fund Switchyards' expansion to 22 locations

For established brands that are rapidly scaling location counts and/or want to finance the acquisition of another business.


For example, we helped fund Switchyards' expansion to 22 locations.

Testimonials from our Partners

Testimonials from our Partners

Testimonials from our Partners

Michael Tavani

CEO & Founder of
Switchyards

Peiru Kim

CEO & Founder of Sugarcoat

William Chen

Managing Partner, JINYA Atlanta


"I didn’t want to have to spend another six months, twelve months fundraising... Taking my eyes off the business in the process."

Michael Tavani
CEO & Founder of Switchyards

Read more

Switchyards is on track to open 22 new locations ranging from Denver Colorado to Kansas City through Homegrown financing

"Thanks to Homegrown, I scaled my business without personal guarantees, without sacrificing my ownership or my vision. They allowed me to stay true to the dream I build from day one."

Peiru Kim

CEO & Founder of Sugarcoat

Read more

Sugarcoat had 14 locations, now are on track to have 22 locations, and now they are expanding faster than ever before.

"The Homegrown team has been instrumental in supporting us during a pivotal phase of our growth. Their funding strategy enabled us to accelerate our expansion and achieve twice the anticipated growth without compromising our hard-earned equity."

William Chen

Chairman of WC Concepts

Read more

Homegrown Financing has helped Jinya open 3 locations and increase revenue over 30% in 6 months.

Michael Tavani

CEO & Founder of
Switchyards

Peiru Kim

CEO & Founder of Sugarcoat

William Chen

Chairmen of WC Concepts

"I didn’t want to have to spend another six months, twelve months fundraising... Taking my eyes off the business in the process."

Michael Tavani
CEO & Founder of Switchyards

Read more

Switchyards is on track to open 22 new locations ranging from Denver Colorado to Kansas City through Homegrown financing

"Thanks to Homegrown, I scaled my business without personal guarantees, without sacrificing my ownership or my vision. They allowed me to stay true to the dream I build from day one."

Peiru Kim

CEO & Founder of Sugarcoat

Read more

Sugarcoat had 14 locations, now are on track to have 22 locations, and now they are expanding faster than ever before.

"The Homegrown team has been instrumental in supporting us during a pivotal phase of our growth. Their funding strategy enabled us to accelerate our expansion and achieve twice the anticipated growth without compromising our hard-earned equity."

William Chen

Chairman of WC Concepts

Read more

Homegrown Financing has helped Jinya open 3 locations and increase revenue over 30% in 6 months.

Michael Tavani

CEO & Founder of
Switchyards

Peiru Kim

CEO & Founder of Sugarcoat

William Chen

Chairmen of WC Concepts

"I didn’t want to have to spend another six months, twelve months fundraising... Taking my eyes off the business in the process."

Michael Tavani
CEO & Founder of Switchyards

Read more

Switchyards is on track to open 22 new locations ranging from Denver Colorado to Kansas City through Homegrown financing

"Thanks to Homegrown, I scaled my business without personal guarantees, without sacrificing my ownership or my vision. They allowed me to stay true to the dream I build from day one."

Peiru Kim

CEO & Founder of Sugarcoat

Read more

Sugarcoat had 14 locations, now are on track to have 22 locations, and now they are expanding faster than ever before.

"The Homegrown team has been instrumental in supporting us during a pivotal phase of our growth. Their funding strategy enabled us to accelerate our expansion and achieve twice the anticipated growth without compromising our hard-earned equity."

William Chen

Chairman of WC Concepts

Read more

Homegrown Financing has helped Jinya open 3 locations and increase revenue over 30% in 6 months.

Michael Tavani

CEO & Founder of
Switchyards

Peiru Kim

CEO & Founder of Sugarcoat

William Chen

Managing Partner, JINYA Atlanta


"I didn’t want to have to spend another six months, twelve months fundraising... Taking my eyes off the business in the process."

Michael Tavani
CEO & Founder of Switchyards

Read more

Switchyards is on track to open 22 new locations ranging from Denver Colorado to Kansas City through Homegrown financing

"Thanks to Homegrown, I scaled my business without personal guarantees, without sacrificing my ownership or my vision. They allowed me to stay true to the dream I build from day one."

Peiru Kim

CEO & Founder of Sugarcoat

Read more

Sugarcoat had 14 locations, now are on track to have 22 locations, and now they are expanding faster than ever before.

"The Homegrown team has been instrumental in supporting us during a pivotal phase of our growth. Their funding strategy enabled us to accelerate our expansion and achieve twice the anticipated growth without compromising our hard-earned equity."

William Chen

Chairman of WC Concepts

Read more

Homegrown Financing has helped Jinya open 3 locations and increase revenue over 30% in 6 months.

Michael Tavani

CEO & Founder of
Switchyards

Peiru Kim

CEO & Founder of Sugarcoat

William Chen

Managing Partner, JINYA Atlanta


"I didn’t want to have to spend another six months, twelve months fundraising... Taking my eyes off the business in the process."

Michael Tavani
CEO & Founder of Switchyards

Read more

Switchyards is on track to open 22 new locations ranging from Denver Colorado to Kansas City through Homegrown financing

"Thanks to Homegrown, I scaled my business without personal guarantees, without sacrificing my ownership or my vision. They allowed me to stay true to the dream I build from day one."

Peiru Kim

CEO & Founder of Sugarcoat

Read more

Sugarcoat had 14 locations, now are on track to have 22 locations, and now they are expanding faster than ever before.

"The Homegrown team has been instrumental in supporting us during a pivotal phase of our growth. Their funding strategy enabled us to accelerate our expansion and achieve twice the anticipated growth without compromising our hard-earned equity."

William Chen

Chairman of WC Concepts

Read more

Homegrown Financing has helped Jinya open 3 locations and increase revenue over 30% in 6 months.

How do we stack-up against traditional financing?

How do we stack-up against traditional financing?

How do we stack-up against traditional financing?

More Flexible than the banks, Faster than the SBA, and less disruptive than selling your equity

More Flexible than the banks, Faster than the SBA, and less disruptive than selling your equity

More Flexible than the banks, Faster than the SBA,

and less disruptive than selling your equity

Homegrown

Made with soul in Atlanta.

@2025 Homegrown Financing Inc. and Homegrown Management LLC

675 Ponce De Leon Ave NE, Suite 8500, Atlanta GA 30308

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website currently or in the past is a recommendation to invest in any securities or a recommendation of any interest in any fund or investment offered by Homegrown Financing, Inc. By using this website, you accept our Terms of Use and Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. Homegrown Financing, Inc. does not render investment, financial, legal or accounting advice.

Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results.

Alternative investments are speculative and possess a high level of risk. No assurance can be given that investors will receive a return of their capital. Those investors who cannot afford to lose their entire investment should not invest. Investments in private placements are highly illiquid and those investors who cannot hold an investment for an indefinite term should not invest. Private credit investments may be complex investments and they are subject to default risk. This website is only available to certain qualified investors.

The information on this website does not constitute investment advice. The only basis for purchasing any securities is the final base sale document or private placement memoranda. Such offerings are made only to persons who are "accredited investors" as defined in Rule 501(a) under the Securities Act of 1933, as amended. Investors should make their own independent evaluation and analysis, consult financial, tax, investment consultants, etc., and decide whether to invest. No communication by Homegrown or any of its affiliates through this website or any other medium should be construed or is intended to be investment, tax, financial, accounting, or legal advice.

Homegrown

Made with soul in Atlanta.

@2025 Homegrown Financing Inc. and Homegrown Management LLC

675 Ponce De Leon Ave NE, Suite 8500, Atlanta GA 30308

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website currently or in the past is a recommendation to invest in any securities or a recommendation of any interest in any fund or investment offered by Homegrown Financing, Inc. By using this website, you accept our Terms of Use and Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. Homegrown Financing, Inc. does not render investment, financial, legal or accounting advice.

Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results.

Alternative investments are speculative and possess a high level of risk. No assurance can be given that investors will receive a return of their capital. Those investors who cannot afford to lose their entire investment should not invest. Investments in private placements are highly illiquid and those investors who cannot hold an investment for an indefinite term should not invest. Private credit investments may be complex investments and they are subject to default risk. This website is only available to certain qualified investors.

The information on this website does not constitute investment advice. The only basis for purchasing any securities is the final base sale document or private placement memoranda. Such offerings are made only to persons who are "accredited investors" as defined in Rule 501(a) under the Securities Act of 1933, as amended. Investors should make their own independent evaluation and analysis, consult financial, tax, investment consultants, etc., and decide whether to invest. No communication by Homegrown or any of its affiliates through this website or any other medium should be construed or is intended to be investment, tax, financial, accounting, or legal advice.

Homegrown

Made with soul in Atlanta.

@2025 Homegrown Financing Inc. and Homegrown Management LLC

675 Ponce De Leon Ave NE, Suite 8500, Atlanta GA 30308

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website currently or in the past is a recommendation to invest in any securities or a recommendation of any interest in any fund or investment offered by Homegrown Financing, Inc. By using this website, you accept our Terms of Use and Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. Homegrown Financing, Inc. does not render investment, financial, legal or accounting advice.

Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results.

Alternative investments are speculative and possess a high level of risk. No assurance can be given that investors will receive a return of their capital. Those investors who cannot afford to lose their entire investment should not invest. Investments in private placements are highly illiquid and those investors who cannot hold an investment for an indefinite term should not invest. Private credit investments may be complex investments and they are subject to default risk. This website is only available to certain qualified investors.

The information on this website does not constitute investment advice. The only basis for purchasing any securities is the final base sale document or private placement memoranda. Such offerings are made only to persons who are "accredited investors" as defined in Rule 501(a) under the Securities Act of 1933, as amended. Investors should make their own independent evaluation and analysis, consult financial, tax, investment consultants, etc., and decide whether to invest. No communication by Homegrown or any of its affiliates through this website or any other medium should be construed or is intended to be investment, tax, financial, accounting, or legal advice.