Fund Your Next Location
with Homegrown
Fund Your Next Location
with Homegrown
Fund Your Next Location
with Homegrown
Get up to $2M toward your next buildout —
including Tenant Improvement (TI) advances
Get up to $2M towards your next buildout — including Tenant Improvement (TI) advances
Get up to $2M toward your next buildout —
including Tenant Improvement (TI) advances
Get pre-qualified
Get pre-qualified
Contact Us
Contact Us
No Personal Guarantees
No Personal Guarantees
No Personal Guarantees
Lower Monthly Payments
Lower Monthly Payments
Lower Monthly Payments
Close in 3-4 weeks
Close in 3-4 weeks
Close in 3-4 weeks
No Dilution
No Dilution
No Dilution
Why business owners choose Homegrown
Why business owners choose Homegrown
Between expensive short-term debt, restrictive bank loans, and dilutive equity, Homegrown is the missing Goldilocks solution for new unit expansion
Between expensive short-term debt, restrictive bank loans, and dilutive equity, Homegrown is the missing Goldilocks solution for new unit expansion
Longer terms and
lower paymentsMonthly payments ~⅓ of a comparable Working Capital offer
Paid over a 2–4 year term vs. 9–18 months
No daily debits during buildout
El Tesoro
Food and Beverage
”When you get to the point of having larger capital needs, you need more than just Visa, Amex, and Toast.”
Read Case Study
Faster and more flexible
than the BankNo Personal Guarantees or restrictive covenants
Close in 3-4 weeks; no 90-day slog
Sugarcoat Beauty
Health & Wellness
“Thanks to Homegrown, I scaled my business without personal guarantees."
Read Case Study
No dilution - keep
your equity
Save in dilution - over time, equity is the most expensive form of capital!
Spend time working on your business instead of fundraising
Switchyards
Co-Working Space
"I didn’t want to have to spend another six months fundraising... Homegrown enabled me to skip a financing round."
Read Case Study
Longer terms and
lower payments
Longer terms and
lower payments
Monthly payments ~⅓ of a comparable Working Capital offer
Paid over a 2—4 year term vs. 9—18 months
No daily debits during buildout
Monthly payments ~⅓ of a comparable Working Capital offer
Paid over a 2—4 year term vs. 9—18 months
No daily debits during buildout
El Tesoro
Food & Beverage
”When you get to the point of having larger capital needs, you need more than just Visa, Amex, and Toast.”
”When you get to the point of having larger capital needs, you need more than just Visa, Amex, and Toast.”
Read Case Study
Faster and more flexible
than the Bank
Faster and more flexible than the Bank
No Personal Guarantees or restrictive covenants
Close in 3—4 weeks; no 90-day slog
No Personal Guarantees or restrictive covenants
Close in 3—4 weeks; no 90-day slog
Sugarcoat Beauty
Health & Wellness
“Thanks to Homegrown, I scaled my business without personal guarantees."
“Thanks to Homegrown, I scaled my business without personal guarantees."
Read Case Study
No dilution — keep
your equity
No dilution — keep
your equity
Save in dilution - over time, equity is the most expensive form of capital.
Spend time working on your business instead of fundraising
Save in dilution - over time, equity is the most expensive form of capital.
Spend time working on your business instead of fundraising
Switchyards
Co-Working Space
"I didn’t want to have to spend another six months fundraising... Homegrown enabled me to skip a financing round."
"I didn’t want to have to spend another six months fundraising... Homegrown enabled me to skip a financing round."
Read Case Study
Built for multi-unit operators in F&B, retail, fitness, and wellness
Built for multi-unit operators in F&B, retail, fitness, and wellness
We fund everything you need to get new units open. Use of funds includes…
Buildout/GC Costs
TI Reimbursements
Furniture, Fixtures, & Equipment
New Unit Acquisition
Tenant Improvement (TI) Bridge
Tenant Improvement (TI) Bridge
Tenant Improvement
(TI) Bridge
Get your tenant improvement dollars now, before your landlord reimburses you.
Get your tenant improvement dollars now, before your landlord reimburses you.
Get your tenant improvement dollars now, before your landlord reimburses you.
We’ll front your buildout costs so you're not waiting months for landlord reimbursement.
We’ll front your buildout costs so you're not waiting months for landlord reimbursement.
We’ll front your buildout costs so you're not waiting months for landlord reimbursement.
Learn more about TI Bridge
Learn more about TI Bridge
New Location Expansion
New Location Expansion
New Location
Expansion
Open 1—3 new locations without giving up equity.
Open 1-3 new locations without giving up equity.
Open 1-3 new locations without giving up equity.
A 2—4 year revenue share contract that funds new locations, acquisitions, or major buildouts. You pay a percentage of monthly revenue (typically 1—6%) until a fixed cap is reached.
A 2—4 year revenue share contract that funds new locations, acquisitions, or major buildouts. You pay a percentage of monthly revenue (typically 1—6%) until a fixed cap is reached.
A 2—4 year revenue share contract that funds new locations, acquisitions, or major buildouts. You pay a percentage of monthly revenue (typically 1—6%) until a fixed cap is reached.
Learn more about Expansion
Learn more about Expansion
Qualified Businesses Typically Have:
Qualified Businesses
Typically Have:
$1.5M+ annual revenue
$1.5M+ annual revenue
$1.5M+ annual revenue
2+ existing locations
2+ existing locations
2+ existing locations
3+ years in operation
3+ years in operation
3+ years in operation
Profitable and cash-flowing
Profitable and cash-flowing
Profitable and cash-flowing
For new unit expansion
For new unit expansion
For new unit expansion
Strong customer loyalty & reviews
Strong customer loyalty & reviews
Strong customer loyalty & reviews
Homegrown is an incredible option
for people like myself, trying to grow their
business in an efficient way.
This is a really nice hybrid (option)
that gives good value, flexibility, andsimplicity for raising money.
Todd Huber
Night Swim Coffee
For years, we grew the business by reinvesting every dollar, which meant we were always opportunity-rich and capital-tight. Homegrown is the first financing partner who actually understood that gap and built a product that supports growth and cash flow.
Chris Mcleod
BRASH Coffee
Homegrown actually gets what it takes to
grow a retail business. The funding terms are flexible, the process is refreshingly painless, and we've been able to stay focused on what matters most: running our shops.
Garrett Tichy & Jessica Berresse
Seemingly Overzealous
Homegrown is an incredible option for people like myself, trying to grow their business in an efficient way.
This is a really nice hybrid (option)
that gives good value, flexibility, and simplicity for raising money.Todd Huber
Night Swim Coffee
For years, we grew the business by reinvesting every dollar, which meant
we were always opportunity-rich and
capital-tight. Homegrown is the
first financing partner who actually understood that gap and built a product
that supports growth and cash flow.Chris Mcleod
BRASH Coffee
Homegrown actually gets what it takes to grow a retail business. The funding terms are flexible, the process is refreshingly painless, and we've been able to stay focused on what matters most: running our shops.
Garrett Tichy & Jessica Berresse
Seemingly Overzealous
Homegrown is an incredible option for people like myself, trying to grow their business in an efficient way.
This is a really nice hybrid (option)
that gives good value, flexibility, and simplicity for raising money.Todd Huber
Night Swim Coffee
For years, we grew the business by reinvesting every dollar, which meant
we were always opportunity-rich and
capital-tight. Homegrown is the
first financing partner who actually understood that gap and built a product
that supports growth and cash flow.Chris Mcleod
BRASH Coffee
Homegrown actually gets what it takes to grow a retail business. The funding terms are flexible, the process is refreshingly painless, and we've been able to stay focused on what matters most: running our shops.
Garrett Tichy & Jessica Berresse
Seemingly Overzealous
©2026 Homegrown Financing Inc.
and Homegrown Management LLC
675 Ponce De Leon Ave NE,
Suite 8500, Atlanta GA 30308
The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website currently or in the past is a recommendation to invest in any securities or a recommendation of any interest in any fund or investment offered by Homegrown Financing, Inc. By using this website, you accept our Terms of Use and Privacy Policy.
Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. Homegrown Financing, Inc. does not render investment, financial, legal or accounting advice.
Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results.
Alternative investments are speculative and possess a high level of risk. No assurance can be given that investors will receive a return of their capital. Those investors who cannot afford to lose their entire investment should not invest. Investments in private placements are highly illiquid and those investors who cannot hold an investment for an indefinite term should not invest. Private credit investments may be complex investments and they are subject to default risk. This website is only available to certain qualified investors.
The information on this website does not constitute investment advice. The only basis for purchasing any securities is the final base sale document or private placement memoranda. Such offerings are made only to persons who are "accredited investors" as defined in Rule 501(a) under the Securities Act of 1933, as amended. Investors should make their own independent evaluation and analysis, consult financial, tax, investment consultants, etc., and decide whether to invest. No communication by Homegrown or any of its affiliates through this website or any other medium should be construed or is intended to be investment, tax, financial, accounting, or legal advice.
Privacy & Tracking Notice
This website uses cookies and session recording technology to improve your experience and help us understand how visitors interact with our site. Session recordings may capture mouse movements, clicks, scrolling behavior, and pages visited. We do not record passwords, payment information, or other sensitive data.
By continuing to use this site, you consent to the use of cookies and session recording as described above. You may disable cookies through your browser settings, though some features of the site may not function properly as a result.
We do not sell your personal information. For questions about our data practices, contact us at support@joinhomegrown.com
©2026 Homegrown Financing Inc.
and Homegrown Management LLC
675 Ponce De Leon Ave NE,
Suite 8500, Atlanta GA 30308
The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website currently or in the past is a recommendation to invest in any securities or a recommendation of any interest in any fund or investment offered by Homegrown Financing, Inc. By using this website, you accept our Terms of Use and Privacy Policy.
Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. Homegrown Financing, Inc. does not render investment, financial, legal or accounting advice.
Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results.
Alternative investments are speculative and possess a high level of risk. No assurance can be given that investors will receive a return of their capital. Those investors who cannot afford to lose their entire investment should not invest. Investments in private placements are highly illiquid and those investors who cannot hold an investment for an indefinite term should not invest. Private credit investments may be complex investments and they are subject to default risk. This website is only available to certain qualified investors.
The information on this website does not constitute investment advice. The only basis for purchasing any securities is the final base sale document or private placement memoranda. Such offerings are made only to persons who are "accredited investors" as defined in Rule 501(a) under the Securities Act of 1933, as amended. Investors should make their own independent evaluation and analysis, consult financial, tax, investment consultants, etc., and decide whether to invest. No communication by Homegrown or any of its affiliates through this website or any other medium should be construed or is intended to be investment, tax, financial, accounting, or legal advice.
Privacy & Tracking Notice
This website uses cookies and session recording technology to improve your experience and help us understand how visitors interact with our site. Session recordings may capture mouse movements, clicks, scrolling behavior, and pages visited. We do not record passwords, payment information, or other sensitive data.
By continuing to use this site, you consent to the use of cookies and session recording as described above. You may disable cookies through your browser settings, though some features of the site may not function properly as a result.
We do not sell your personal information. For questions about our data practices, contact us at support@joinhomegrown.com